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Terms and Conditions

Welcome to Planful Aging (www.planfulaging.com), a website operated by Gemami Products, LLC, doing business as (DBA) Planful Aging (“we,” “us,” “our”). By accessing this website and using any of its content or services, you agree to be bound by the following Terms and Conditions. Please read them carefully. If you do not agree, you must not access or use this website.

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1. Acceptance of Terms

By using this website, you represent that you are at least 18 years old or are using the site under the supervision of a parent or legal guardian. You also agree to comply with all applicable laws and these Terms and Conditions. If you do not agree, you must discontinue use immediately.

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2. Modifications to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. All changes are effective immediately when posted. Your continued use of the website after changes are made constitutes your acceptance of those changes.

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3. Use of the Website

You may use this website for lawful, non-commercial purposes only. You agree not to:

  • Use the site for any unlawful purpose or in any way that could damage or impair the site;

  • Attempt to gain unauthorized access to any part of the website;

  • Use bots, data mining, or other methods to extract content;

  • Violate the rights of others, including intellectual property and privacy rights.

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4. Informational Disclaimer

The content on this website is for general informational purposes only and is not intended as a substitute for professional medical, legal, financial, or caregiving advice. Always seek the guidance of qualified professionals before making any decisions related to health, safety, finances, or care planning.

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5. Affiliate Disclosure

Planful Aging participates in various affiliate marketing programs, which means we may earn a commission on qualifying purchases made through links on this website, at no additional cost to you. These recommendations are based on research and opinion, but we are not responsible for the quality, safety, or performance of any third-party products or services.

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6. Intellectual Property

All content, including but not limited to articles, images, graphics, logos, videos, and layout, is the property of Gemami Products, LLC DBA Planful Aging or its content suppliers and is protected by copyright, trademark, and intellectual property laws. No part of this site may be copied, reproduced, or distributed without our prior written consent.

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7. User-Generated Content

If you submit content (e.g., comments, reviews, suggestions), you grant us a worldwide, royalty-free, perpetual, and irrevocable license to use, modify, reproduce, and publish such content. You are solely responsible for the legality and appropriateness of your submissions.

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8. Limitation of Liability

This website is intended to provide curated, research-based information to support families and caregivers. However, Gemami Products, LLC DBA Planful Aging makes no guarantees regarding the accuracy, reliability, or completeness of any content.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose. We are not responsible for:

  • Any decisions you make based on content from this website;

  • Damages resulting from reliance on affiliate recommendations or third-party products/services;

  • Errors, omissions, or inaccuracies in content;

  • Losses or harm caused by malware, data breaches, or website downtime;

  • Any indirect, incidental, punitive, special, or consequential damages, even if we were advised of the possibility.

Your use of this website is at your own risk.

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9. Indemnification

You agree to indemnify, defend, and hold harmless Gemami Products, LLC DBA Planful Aging, its owners, employees, affiliates, and partners from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the website, violation of these Terms, or infringement of any third-party rights.

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10. Third-Party Links

This website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or availability of those websites. Use of third-party sites is at your own risk and subject to their own terms and policies.

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11. No Warranty

Planful Aging and its content are provided “as is” and “as available.” We make no guarantees of uptime, error-free performance, or data accuracy. We do not warrant that the website will be secure, uninterrupted, or free of viruses or other harmful components.

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12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of laws rules. Any legal action must be filed in a court of competent jurisdiction located in that state.

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13. Termination

We reserve the right to terminate or restrict your access to this website, without notice or liability, for any reason, including if we believe you have violated these Terms.

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14. Contact Information

If you have any questions or concerns about these Terms and Conditions, you may contact us at:

Gemami Products LLC DBA Planful Aging
Email: planfulaging@gmail.com
Website: www.planfulaging.com

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